数字普惠金融对粮食生产的作用效果研究

Research on the Effect of Digital Inclusive Finance on Food Production

基于2011—2019年31个省、自治区、直辖市的面板数据,运用双向固定效应模型探讨数字普惠金融对中国粮食生产的作用效果。研究结果表明:数字普惠金融对粮食生产起到显著正向作用,且结论具有一定稳健性。异质性分析表明,数字普惠金融对粮食生产的作用在东西部地区表现较为明显,中部地区则作用不显著。中介效应分析表明,数字普惠金融通过城镇化路径作用于粮食生产,表现出正向传导效应。因此,相关部门应当在保障粮食安全的前提下,加强数字化基础设施建设,培育良好数字普惠金融环境,提高农户金融素养,进一步提升城镇化水平,推动粮食生产保质增效。

Based on the panel data of 31 provinces,municipalities and autonomous regions from 2011 to 2019,this article uses a two-way fixed effect model to explore the effect of digital inclusive finance on China’s food production.The research results show that digital inclusive finance has played a significant positive role in food production,and the conclusion has a certain robustness.The heterogeneity analysis shows that the role of digital inclusive finance in grain production is more obvious in the East and West,but not in the Central region.The intermediary effect analysis shows that digital inclusive finance acts on grain production through the urbanization path,showing a positive conduction effect.Therefore,on the premise of ensuring food security,relevant departments should strengthen the construction of digital infrastructure,cultivate a good digital inclusive financial environment,improve the financial literacy of farmers,promote the further improvement of urbanization,and promote the quality and efficiency of grain production.