普惠保险、农业全要素生产率与乡村产业振兴

Inclusive Insurance,Agricultural Total Factor Productivity and Rural Industry Revitalization

从理论和实证上探究普惠保险、农业全要素生产率与农业经济增长之间的关系及内在机理,系统诠释普惠保险对乡村产业振兴的作用渠道与影响效应。结果表明:普惠保险是提升农业全要素生产率和农业经济的重要驱动力;普惠保险可以通过促进农业全要素生产率的提高,带来资本与技术利用效率的提升,保障农业稳定生产进而影响乡村产业振兴,农业全要素生产率是普惠保险影响乡村产业振兴的重要机制;普惠保险对农业经济增长的影响,会因农业全要素生产率高低而表现出明显差异;对农业全要素生产率在普惠保险推动农业经济增长的影响效应研究中发现,普惠保险对农业生产的技术效率和技术进步均有重要影响。进一步扩展分析发现:与经济水平欠发达的中西部地区相比,普惠保险对东部地区的农业全要素生产率和农业经济增长具有更显著的效果,经济文化越发达,普惠保险对乡村产业振兴具有更显著的促进作用。

This paper theoretically and empirically explores the internal relationship between the development of inclusive insurance,agricultural total factor productivity and agricultural economic growth,and systematically interprets the channels and effects of inclusive insurance on rural industry revitalization.The results show that the development of inclusive insurance is an important driving force to improve agricultural total factor productivity and agricultural economy.The development of inclusive insurance can improve the utilization efficiency of capital and technology by promoting the improvement of agricultural total factor productivity,thus ensuring stable agricultural production and thus affecting industrial revitalization.Agricultural total factor productivity is an important mechanism for the development of inclusive insurance to affect industrial revitalization.The impact of universal benefit insurance on agricultural economic growth will be significantly different due to agricultural total factor productivity.In the study of the effect of inclusive insurance on agricultural total factor productivity in promoting agricultural economic growth,it is found that inclusive insurance has an important impact on agricultural technical efficiency and technological progress.Further analyses show that compared with the less developed central and western regions,the general preferential insurance has a more significant effect on agricultural total factor productivity and agricultural economic growth in the eastern region.More developed economy and culture means more significant promoting effect on rural industry revitalization the general preferential insurance.