基于区块链技术的融通仓融资演化博弈研究

RESEARCH ON EVOLUTIONARY GAME OF FINANCING WAREHOUSE BASED ON BLOCKCHAIN TECHNOLOGY

当前区块链技术在供应链金融中发挥着重要作用,对供应链金融中的融通仓融资模式产生了深刻影响。研究探索了区块链技术对融通仓三方博弈的影响,分析了关键参数在引入区块链技术前后对三方演化策略的影响。研究发现,引入区块链技术后,金融机构、第三方物流企业和中小企业的策略向理想策略组合演化的速度提升,即区块链技术有利于营造更加良好的融通仓融资环境;区块链技术降低了关键参数对各方策略选择的影响,有利于促进理想策略组合的形成。

At present,blockchain technology plays a vital role in supply chain finance and has an impact on the financing mode of warehouse financing in supply chain finance.Although the combination of blockchain technology and supply chain finance has become an important research field in recent years,the research on blockchain technology and financing warehouse mode is mainly limited to qualitative analysis.In the context of the close combination of blockchain technology and big data,the internet of things,etc.,the quantitative research on financing warehouse mode is still relatively small,especially the evolutionary game between various entities of financing warehouses under blockchain technology is worth exploring.This study examines the impact of blockchain technology on the three-party game of financing warehouses.It analyzes the impact of critical parameters on the three-party evolution strategy before and after the introduction of blockchain technology.The study found that:(1)after the introduction of blockchain technology,the strategy of financial institutions,third-party logistics enterprises,and small and medium-sized enterprises have evolved to an ideal strategy combination(active supervision,integrity,repayment)at a faster pace.Blockchain technology is conducive to creating a better financing environment for warehouse financing.(2)Blockchain technology reduces the impact of critical parameters on the strategy selection of all parties and is conducive to promoting the formation of an ideal strategy combination.This paper explores the impact of the introduction of blockchain technology on the evolutionary game between various entities and its underlying mechanism.It will help to promote the formation of a more open,fair,and diversified financing environment for financing and promote the further development of small and medium-sized enterprises in China.