乡村振兴背景下农村“时间银行”生发原理、藩篱与纾困之道

Principles,barriers and ways of rescue of rural“Time Bank”under the background of rural revitalization

相较于城市养老供给“9073”或“9064”模式,农村养老主要以家庭为主,子女代际赡养是农村养老的主要方式。然而伴随着中国老龄化程度的不断加深,传统家庭养老功能式微,养老问题成为一项重要民生问题。如何积极改善农村老年人生活,让农村老年人安享晚年,亟待创新社会养老路径,弥补家庭养老供给不足。本研究基于哈贝马斯交往共同体理论分析农村“时间银行”生发原理、优势、困境与优化路径,有利于缓解农村养老压力,助推乡村振兴。

Compared with the“9073”or“9064”mode of urban pension supply,the rural pension is mainly family-based,and the in⁃tergenerational support of children is the main way of rural pension.However,with the deepening of the aging degree in China,the tra⁃ditional family endowment function becomes less and smaller,and the endowment issue has become an important issue of people’s livelihood.It wass urgent to innovate the social pension path,make up for the shortage of family pension supply to actively improve the life of the rural elderly,and let the rural elderly enjoy their old age.Based on Habermas’communicative community theory,this paper analyzed the growth principle,advantage,dilemma and optimization path of rural“Time Bank”,which was conducive to relieving the pressure of rural pension and boosting rural revitalization.