应对金融安全、构建新一代跨境支付系统的思考

Reflections on Ensuring Financial Security and Building the New Generation Cross-border Payment System

当今世界,百年未有之大变局加速演进,国际环境错综复杂,国际战略博弈延伸到各个领域。SWIFT系统是全球跨境支付的主要通道,其提供的报文传送平台、产品和服务对接了全世界上万家银行、证券、保险等机构,支持全球90多个国家和地区的实时支付清算系统。近年来,美国对SWIFT系统的掌控越来越强,SWIFT系统已经成为美国对他国进行经济领域制裁的重要手段,给被制裁国家带来了深远影响。我国是全球第一大出口国以及第二大进口国,国际贸易是我国经济增长的重要动力。我们应保持强烈的忧患意识,立足数字化转型的新发展阶段,加速推进新一代跨境支付系统建设,构建确保我国金融安全、经济安全、国家安全的跨境支付体系。

The world today is facing accelerated changes unseen in a century characterized by complex international landscape and extensive strategic competition among countries.SWIFT,as the major channel for cross-border payment globally,connects tens of thousands of such financial institutions as banks,securities and insurance companies with its message conveyance platform,products and services,and supports real-time payment settlement systems of over 90 nations.In recent years,the US’s tighthening grip of SWIFT has become an important tool for US economic sanctions on other countries.China is the largest exporter and second largest importer,relying its growth on global trade.It is imperative to enhance the sense of hardships,speed up efforts to build alternative cross-broder payment system based on the new development stage of digital transformation,contributing to security of finance,economy and the Country.