《反电信网络诈骗法》中金融业治理的行政责任

Administrative responsibility of financial industry governance in the law on anti-telecom andnetworkfraud

金融业在反电信网络诈骗治理的实践中,不断总结针对开户和账户使用、对可疑交易监测和处置的经验,目前已经在行业形成普遍的要求和规范。《中华人民共和国反电信网络诈骗法》为反电信网络诈骗犯罪提供全方位的法律支撑与法治保障,确立了金融业治理涉诈资金链的责任,设立一般行政违法责任与严重行政违法责任,构建了完整的金融业涉诈资金链治理体系。

On December 1,2022,the Law of the People's Republic of China on Anti-Telecom and Network Fraud came into force,providing all-round legal support and legal guarantee for antitelecom and network fraud crimes.The author points out in the article that the law emphasizes the concept of comprehensive treatment and precise prevention,focuses on the governance of the involved industry chains and capital chains,identifies the responsibility of the financial industry in the governance of the capital chain involved in fraud,sets up the general administrative illegal liability and the serious administrative illegal liability,and builds a complete governance system of the financial industry in the governance of the capital chain involved in fraud.