《民法典》视域下混合担保人内部追偿权之证成

Certificate of Mixed Guarantor's Internal Recovery Right under the Civil Code

分析混合担保人内部追偿问题在我国立法上的演变,并对该问题进行实务考察。探求《民法典》第392条立法原意,肯定追偿因契合担保制度的核心价值而更可取,具体求偿路径可诉诸于第524条及第700条中的代位权制度,经债权法定转移实现担保人对内救济。提出在确定担保人追偿份额时,宜采取比例分担制,若保证人兼为物上担保人,应按照其提供的人保和物保分别计算其责任份额。

This paper analyzes the legislative evolution of the mixed guarantor internal recovery and examines the issue in practice.It explores the legislative intention of Article 392 of the Civil Code,affirms that recovery is preferable because of fitting to the core value of the guarantee system,and believes that the specific claim path of recovery can be resorted to the subrogation system in Article 524 and Article 700 to achieve the guarantor's internal relief through the legal transfer of creditor's rights.It proposes that when determining the guarantor's recovery share,a proportional sharing system could be adopted,and if the guarantor is also a guarantor in rem,its share of liability should be calculated separately according to the personal and physical security it provides.