甘肃省涉外企业汇率风险管理调查研究报告

Investigation Report on Exchange Rate Risk Management of Import and Export Enterprises in Gansu Province

2022年4月起,美元兑人民币汇价一度从6.37贬值至7.32,对涉外企业尤其是小微企业的进出口业务利润影响幅度达3%-5%,企业汇率风险加剧。本文以甘肃省内外贸企业为研究对象开展调研,从调研结果来看,企业对汇率避险产品的了解及运用程度不高,超过一半的企业错误预估了汇率对利润的影响水平,反映出甘肃辖域内的部分涉外企业汇率避险意识不强,客户的汇率风险管理能力有待提升。基于上述结果提出银行助力企业汇率风险管理的相关策略与建议。

Since April 2022,the exchange rate of the US dollar against the RMB has depreciated from 6.37 to 7.32,affecting the import and export profits of foreign-related enterprises,especially small and micro enterprises,by 3%and 5%,and the exchange rate risk of enterprises has intensified.In this paper,through the investigation of foreign trade enterprises in Gansu province,the results show that the understanding and application of exchange rate risk aversion products are not high,and more than half of the enterprises misestimate the impact of exchange rate on profits.it reflects that the exchange rate risk aversion consciousness of some foreign-related enterprises in Gansu is not strong,and the exchange rate risk management ability of customers needs to be improved.Based on the above results,this paper puts forward the relevant strategies and suggestions of using bank wisdom to help enterprises to manage exchange rate risk.