数字普惠金融对众创空间发展的影响研究

Research on the Lmpact of Digital Inclusive Financeon the Development of Maker Space

“大众创业、万众创新”理念掀起了全民创业的浪潮,众创空间作为新时代服务大众的创新创业平台发展迅速。基于2016—2020年我国31个省份的面板数据,构建指标衡量体系并运用熵权法计算众创空间发展水平,结合固定效应模型和中介模型实证研究数字普惠金融对于众创空间发展的影响及其影响路径。研究结果表明:数字普惠金融显著促进了众创空间的发展,其中数字普惠金融的使用深度和数字化程度对众创空间发展影响显著;数字普惠金融通过提高居民消费水平、提升技术创新水平、推动产业结构高级化促进众创空间发展。

The concept of“mass entrepreneurship and innovation”has set off a wave of national entrepreneurship.As an innovation and entrepreneurship platform serving the public in the new era,maker space has developed rapidly.Based on the panel data of 31 provinces in China from 2016 to 2020,this paper constructs an index measurement system and uses the entropy weight method to calculate the development level of maker space.Combined with the fixed effect model and intermediary model,this paper empirically studies the impact of digital Inclusive Finance on the development of maker space and its influence path.The results show that digital Inclusive Finance significantly promotes the development of maker space,and the depth and degree of digital Inclusive Finance have a significant impact on the development of maker space;Digital inclusive finance promotes the development of maker space by improving residents’consumption level,improving the level of technological innovation and upgrading the industrial structure.