新时代下养老金融问题的探索与思考

Exploration and Thinking of Pension Finance in the New Era

人口老龄率化,养老需求不断增加,为老年人提供舒适的养老环境成为当今社会的重要课题,同时在阐述养老金融发展现状的基础上,结合我国实际,认为将金融与养老进一步结合,打造多元化养老服务模式,符合当前社会发展需要。同时,利用价值型投资技术,推进养老金融体系完善,也有利于减轻国家财政负担。

Under the national conditions of the increasing population aging rate,the demand for pension is increasing,how to provide a comfortable pension environment for the elderly has become a major problem in today's society.The article clarifies the current situation of the development of pension finance,combined with the actual situation of China,and believes that further combining finance and pension to create a diversified pension service model is in line with the needs of the current social development.At the same time,the use of value-based investment technology to promote the improvement of the pension financial system is also conducive to reducing the financial burden of the country.