数字普惠金融助力共同富裕的机制研究

促进共同富裕,最艰巨最繁重的任务仍然在农村。发展普惠金融,借助基础金融的普惠性可以缓解社会中发展不平衡、不充分的问题,是促进共同富裕的重要手段。数字普惠金融是借助数字技术的力量,加快普惠金融行动的实施,可有效解决共同富裕发展过程中的问题。该文探究数字普惠金融助力共同富裕的内在机制,阐述数字普惠金融在我国农村的发展现状,并对完善现行数字普惠金融体系提出建议。

The most arduous and arduous task of promoting common prosperity is still in rural areas.The development of inclusive finance,with the help of the universality of basic finance,can alleviate the problem of unbalanced and inadequate development in the society,and is an important means to promote common prosperity.Digital inclusive finance is to speed up the implementation of inclusive financial action with the help of digital technology,which can effectively solve the problems in the development process of common prosperity.This paper explores the internal mechanism of digital inclusive finance to promote common prosperity,expounds the present situation of the development of digital inclusive finance in China's rural areas,and puts forward some suggestions for improving the current digital inclusive financial system.