构建金融有效支持实体经济体制机制研究

On Putting Institutions and Mechanisms in Place for the Financial Sector to Effectively Support the Real Economy

金融的本质和宗旨是服务实体经济,构建金融有效支持实体经济的体制机制,是以习近平同志为核心的党中央对“十四五”时期金融工作的重大决策部署,也是中国金融改革发展的迫切任务。构建金融有效支持实体经济体制机制有利于推动经济高质量发展,有利于贯彻新发展理念,有利于加快发展现代产业体系,有利于加快形成以国内大循环为主体、国内国际双循环相互促进的新发展格局,有利于统筹发展和安全。构建金融有效支持实体经济的体制机制要从深化金融供给侧改革,完善货币信贷政策体系,形成直达实体经济的货币信贷工具,推进银行业体制机制改革创新,激发银行业服务实体经济内生动力,提高直接融资比重,发挥多层次资本市场融资作用,加快供应链金融、绿色金融发展,增强金融普惠性等方面切入和推进。

Ensuring the essence and purpose of finance is to serve the real economy through building a financial system to effectively support the real economy is a major decisionmaking arrangement for the financial work during the 14th FiveYear Plan period made by the Central Committee of the Communist Party of China with Comrade Xi Jinping as its core,and is also an urgent task for China's financial reform and development.Putting institutions and mechanisms in place for the financial sector to effectively support the real economy is conducive to promoting highquality economic development,implementing the new development concept,accelerating the development of a modern industrial system,and accelerating the formation of a new development pattern with the domestic cycle as the main body and the domestic and international dual cycles mutually promoting each other,and coordinating the overall development and security.To ensure that institutions and mechanisms will be put in place for the financial sector to effectively support the real economy,measures should be taken such as deepening the reform of the financial system from supply side,improving effectiveness of the monetary policy and making it access to the real economy directly,promoting the reform and innovation of the banking system and mechanism,stimulating the endogenous power of the banking sector to serve the real economy,increase the proportion of direct financing,enhancing the financing function of the multilevel capital market,accelerating the development of supply chain finance and green finance,and enhancing financial inclusion.