地方法人金融机构财务竞争力评价研究——以吉林地区A农商行为例

Research on the Evaluation of Financial Competitiveness of Local Corporate Financial Institutions——Taking a Rural Commercial Bank in Jilin Region as an Example

地方法人金融机构是各地金融体系的重要组成部分,承担着支持地方金融创新发展的使命。其中农商行长期以来立足农村金融市场,带有鲜明的机构地方性、分布社区性色彩,是促进“三农”发展的主力军。本文以农产品加工作为支柱产业的吉林为例,分析该地区A农商行2017-2022年财务发展现状及存在问题,根据财务竞争力的评价结果提出相关改善对策,促进A农商行健康发展,提升其地方财务竞争力。

Local corporate financial institutions are an important part of the local financial system and have the mission of supporting the innovative development of local finance.Among them,agricultural commercial banks have long been based on the ruralfinancial market,with distinctive local and community-based color,and are the main force in promoting the development of "three rural areas".In this paper,we analyze the current financial development and problems of Agricultural Commercial Bank A in Jilin,which is a pillar industry,from 2017 to 2022,and propose relevant improvement measures based on the evaluation results of financial competitiveness to promote the healthy development of Agricultural Commercial Bank A and enhance its local financial competitiveness.