新业态灵活就业人员基本医保参保情况调查分析

Investigation and Analysis of Basic Medical Insurance Participation of Flexible Employment Personnel in New Business Forms

目的:分析新业态灵活就业人员基本医疗保险参保现状,有针对性地提出提高基本医疗保险覆盖率的解决措施。方法:自制调查量表,通过方便抽样的方式,在山东省16市开展基本医疗保险参保情况问卷调查,共回收162份有效问卷。使用SPSS软件对数据进行分析,运用描述性统计分析,分析调查对象的个人基本情况、健康状况及基本医保参保情况,运用多元logistic回归分析研究影响基本医保参保的相关因素。结果:新业态灵活就业人员基本医疗保险参保率为85.19%,家庭经济情况等因素会影响新业态灵活就业人员参保。结论:相关部门应进一步完善制度设计,提高新业态灵活就业人员对基本医保的满意度,提高其参保率。

Objective:The paper analyzes the current situation of basic medical insurance coverage for flexible employment personnel in the industries of new business forms,and proposes targeted solutions to improve the coverage rate of basic medical insurance.Methods:A self-made survey scale was used to conduct a questionnaire survey on basic medical insurance participation in 16 cities in Shandong Province through convenient sampling.162 valid questionnaires were collected.We used SPSS software to analyze the data,applied descriptive statistical analysis to analyze the basic information,health status,and basic medical insurance participation of the subjects,and used multiple logistic regression analysis to study the relevant factors affecting basic medical insurance participation.Results:The basic medical insurance coverage of flexible employees in the new industry was 85.19%,and factors such as family's economic situation can affect the basic medical insurance coverage of flexible employees in the new industry.Conclusion:Relevant government departments should further improve the design of the medical insurance system,increase the group's satisfaction with basic medical insurance,and promote the increase in the participation rate of basic medical insurance for flexible employment personnel in new industries.