数字普惠金融对高质量发展乡村振兴促进机制的研究

Research on the Promotion Mechanism of Digital Inclusive Finance for High Quality Rural Development

数字技术与普惠金融服务的深度融合,能够降低乡村地区在经济发展过程中遭遇金融风险的概率,降低融资门槛,为乡村产业结构升级提供多种投资渠道,解决乡村发展面临的资金难题。相关研究人员立足于数字普惠金融为乡村振兴带来的正向影响,深入分析数字普惠金融促进乡村振兴过程中暴露出的问题,基于乡村数字普惠金融发展总体思路,确定数字普惠金融促进乡村振兴具体路径,以期为乡村产业振兴提供资金支持。

The deep integration of digital technology and inclusive financial services can reduce the probability of financial risks encountered by rural areas in the process of economic development,reduce the financing threshold,provide multiple investment channels for the upgrading of rural industrial structure,and solve the financial problems faced by rural development.Based on the positive impact of digital inclusive finance on rural revitalization,relevant researchers deeply analyzed the problems exposed in the process of digital inclusive finance promoting rural revitalization,and determined the specific path of digital inclusive finance promoting rural revitalization based on the overall idea of rural digital inclusive finance development,with a view to providing financial support for rural industry revitalization.