第四方支付视域下犯罪资金转移的查控路径

Investigation and Control Path of Criminal Fund Transfer from the Perspective of Fourth-party Payment

利用第四方平台实施的犯罪资金转移往往在犯罪链条中起关键的枢纽作用,极大降低了犯罪成本和被查处的风险,大量违法犯罪资金因无法被及时拦截而流失海外,进一步提高了犯罪追赃挽损的难度。侦查机关为提高此类犯罪侦破能力,应使用脚本化工具核实资金来源,借助可视化工具强化线索研判,将获取的各类数据信息进行加工整合,确定交易对手主体身份,进而由点及面,穿透出关联的可疑人员,刻画还原整体资金网络。

The transfer of criminal funds through various fourth-party platforms often plays a crucial pivotal role in the criminal chain,greatly reducing the cost of crime and the risk of being investigated and punished.A large amount of illegal and criminal funds are lost overseas due to the inability to be intercepted in a timely manner,further increasing the difficulty of criminal recovery and recovery.In order to improve the ability to detect such crimes,investigative agencies should use scripted tools to verify the source of funds,use visual tools to strengthen clue analysis,process and integrate various types of data information obtained,determine the identity of the counterpart,and then penetrate related suspicious individuals from point to surface to depict and restore the overall financial network.