铜陵市金融科技发展问题与对策研究

Research on the Problems and Countermeasures of Financial Technology Development in Tongling City

铜陵市金融科技发展存在着地方发展政策和行业发展规范较少、金融科技风险防控与监管滞后、新基建布局与金融科技发展的匹配度不高、金融科技创新应用效果有待提升、金融消费者权益受到不同程度的侵害等问题。基于此,提出完善金融科技法律环境和政策性金融配套、加强对金融风险的智慧监管、提升金融科技基础设施赋能成效、寻求金融科技创新实效上的突破、加强对金融消费者权益的保护等对策。

There are problems with the development of financial technology in Tongling City,such as insufficient local development policies and industry development norms,lagging risk prevention and regulation of financial technology,low matching between new infrastructure layout and financial technology development,the need to improve the effectiveness of financial technology innovation and application,and varying degrees of infringement on the rights and interests of financial consumers.Based on these,measures are proposed:Improving the legal environment and policy based financial support for fintech;Strengthening intelligent supervision of financial risks;Enhancing the effectiveness of fintech infrastructure empowerment;Seeking breakthroughs in fintech innovation effectiveness;And strengthening the protection of financial consumer rights.