基于共同富裕的社会保险制度优化

The Improvement of the Social Insurance System Based on Common Prosperity

在我国,社会保险是惠及面最广、所需资金量最大、专业技术性最强、社会关注度最高的一类社会保障项目,合理而有效的社会保险制度能够促进经济增长、预防贫困并提高民生福祉,因而能够促进共同富裕。然而,由于历史和现实的诸多原因,现行社会保险制度助推共同富裕的能力不足,主要表现为对经济增长的贡献不足、预防贫困的能力偏弱、收入再分配功能不强。在扎实推进共同富裕的进程中,需要通过深化改革,建设更加公平、更可持续、更有效率的社会保险体系。当前的重点:一是改进社会保险制度设计,二是统一社会保险制度政策,三是完善社会保险运行机制,四是健全社会保险服务规范。

In China,social insurance has the most extensive coverage and largest amount of funds among social security schemes,and also requires a great deal of technical expertise.Proper and effective social insurance systems can drive economic growth,prevent poverty,and improve livelihood well-being,thereby promoting common prosperity.However,due to various reasons,the current social insurance system's ability to promote common prosperity is insufficient,mainly manifested in its inadequate contribution to economic growth and weak ability to prevent poverty and redistribute income.To promote common prosperity solidly,it is necessary to build a fairer,more sustainable,and more efficient social insurance system by deepening reforms.The current policy priorities include improving the design of the social insurance system,unifying social insurance policies,improving the implementation of social insurance,and standardizing social insurance services.