供应链金融与区块链技术的融合逻辑、机理与路径的理论研究

A Theoretical Study on the Integration Logic,Mechanism and Path of Supply Chain Finance and Blockchain Technology

随着金融科技的高速发展,区块链技术近年来备受关注,对推动供应链金融创新发挥着重要作用,有望推动供应链金融突破瓶颈,实现变革性发展。文章探讨了供应链金融融资模式和发展阶段;进一步地,基于区块链技术与供应链金融发展创新的视角,按照区块链技术的功能优势,将落脚点凝聚于区块链技术在推动供应链金融的信息资源流通、跨主体合作协调、信用多级传递和风控管理能力这四个方面,来解决供应链金融面临的发展困境;最后探析了区块链技术在解决信息不对称、实现核心企业信用传递和防范供应链金融风险等方面的发展路径,期望能为创新交叉领域的研究和实践带来启示。

With the rapid development of financial technology,blockchain technology has attracted much attention in recent years and plays a vital role in promoting supply chain financial innovation,which is expected to encourage supply chain finance to break through the bottleneck and achieve transformative development.This paper explores the financing model and development stages of supply chain finance.Further,based on the perspective of blockchain technology and innovation in the development of supply chain finance,and according to the functional advantages of blockchain technology,the landing point is coalesced in four aspects of blockchain technology in promoting the flow of information resources,cross-entity cooperation and coordination,credit multi-level transmission and risk control management capability of supply chain finance to solve the development dilemma faced by supply chain finance.Finally,the development path of blockchain technology in solving information asymmetry,realizing credit transmission of core enterprises and preventing supply chain finance risks is explored,which is expected to inspire the research and practice of innovative cross-field.