新型“生活缴费类”跑分犯罪现状及打击对策

The Current Situation and Countermeasures of the New Type of"Life Payment"Money Laundering Crime

新型“生活缴费类”跑分借助与广大群众生活息息相关的生活缴费渠道,以黑灰产资金与生活缴费类资金相互“匹配”“对冲”的方式实施跑分洗钱犯罪。与传统跑分犯罪相比,其适用性更广、隐匿性更高、安全性更强。此类跑分模式从一出现就迅速占领了黑灰产市场并传播蔓延为当前最主流的跑分模式。通过对“生活缴费类”跑分犯罪的原理进行深度剖析,在此基础上提出防控策略与打击方法。

The new type of"life payment type"money-laundering crime is carried out through the use of life payment channels closely related to the lives of the general public,using black and gray production funds and life payment funds to"match"and"hedge"each other.Compared with traditional crime of running points,it has wider applicability,higher concealment,and stronger security.This type of scoring model quickly occupied the black and gray production market from its inception and spread to become the most mainstream scoring model at present.Through a deep analysis of the principles of the"life payment type"crime,and based on this,summarize prevention and control strategies and strike methods to adapt to the requirements of public security work in the new situation.