共同富裕背景下县域如何分享数字金融的红利

How Does County Share the Dividends of Digital Finance Under Common Prosperity

数字金融推动了中国经济高质量发展,但在共同富裕背景下县域经济能否分享到数字金融的红利值得深入研究。本文基于中国数字金融发展的事实,在理论分析的基础上,运用中国1 869个县域经济数据,采用SARAR模型和工具变量法检验了数字金融对县域经济的影响及其空间溢出效应。研究结果表明,数字金融能够以促进县域经济发展的方式缩小县域与城市经济发展差距;数字金融会通过促进县域二三产业发展的方式,推动县域经济发展和共同富裕;县域经济能够通过缩小县域间贫富差异的方式分享数字金融红利;数字金融还会通过缩小东西部县域经济发展差距的方式推动共同富裕;共同富裕背景下县域不仅能够直接分享到数字金融的红利,而且还能够通过产业结构升级间接地分享到数字金融的红利。

Digital finance has promoted the high-quality development of China's economy.However,whether the dividends of digital finance can be shared in county economy is worthy of in-depth study.Based on the development of digital finance in China,this paper uses the data of 1869 counties on the basis of theoretical analysis,and uses SARAR model and instrumental variable method to test the influence of digital finance on county economy and its spatial spillover effect.The results show that,digital finance can narrow the gap between counties and cities' economic development by promoting county economic development.Digital finance will promote county economic development and common prosperity by promoting the development of secondary and tertiary industries in the county.The county economy can share the dividends of digital finance by narrowing the gap between the rich and the poor.Digital finance will also promote common prosperity by narrowing the economic development gap between the eastern and western counties.Under the background of common prosperity,counties can not only directly share the dividends of digital finance,but also indirectly share the dividends of digital finance through the industrial structure upgrade.