数字普惠金融赋能智慧农业的作用机理及路径探究

Path Exploration and Function Mechanism of Digital Inclusive Finance Empowering Smart Agriculture

在新技术革命的推动下,数字普惠金融拓宽了金融服务边界,智慧农业提高了农业生产力水平。两者分别作为引领金融业数字化和农业数字化的典型代表,在数字经济时代,二者能够实现同频共振。数字普惠金融的根本要义在于夯实智慧农业的资金供给,其技术革新为智慧农业的发展添能蓄力,同时弥合数字鸿沟、赋能智慧农业可持续性发展。因此,数字普惠金融要坚持“链条多元、辅导培育、渠道融合、便捷易懂、绿色普惠、共赢可持续”的理念,探索有效路径,为智慧农业的发展提供“源头活水”,铸造乡村振兴的灵魂。

Driven by the new technological revolution,digital inclusive finance has broadened the boundary of financial services,and smart agriculture has improved the level of agricultural productivity.As typical representatives of leading the digitalization of the financial industry and agriculture,the two can achieve co-frequency resonance in the mechanism of action in the digital economy era.The fundamental essence of digital inclusive finance lies in consolidating the funding supply of smart agriculture.Its technological innovation adds energy and energy to the development of smart agriculture,while bridging the digital divide and empowering the sustainable development of smart agriculture.Therefore,digital inclusive finance should adhere to the concept of"diversified chains,guidance and cultivation,channel integration,convenience and comprehensibility,green inclusiveness,and win-win sustainability",explore effective paths,provide"source of vitality"for the development of smart agriculture,and cast the soul of rural revitalization.