发展型金融——以韩日农村金融发展为核心的分析

Developmental Finance:An Analysis Centered on the Development of Rural Finance in ROK and Japan

二战后,日本、韩国相继实现经济起飞,与此同时韩日也实现了农业的高速发展。在韩日农业发展中,其农村金融体系功不可没。韩日两国的农村金融体系属于发展型金融,将政府、社会与市场相结合,在推动农村再组织化的同时充分运用金融资源,并且借助包括成立相关金融机构、提供借贷、建立农业保险制度、出台相关支持政策等金融手段,促进了其农村金融与农业的发展。韩日两国的农村金融体现了发展型国家的理念,是发展型金融的成功范例。

After World War I,Japan and ROK successfully achieved economic take-off,while ROK and Japan also achieved rapid agricultural development.In the agricultural development of ROK and Japan,their rural financial systems have played an important role.The rural financial systems of ROK and Japan are"developmental finance",which combines the government,society and the market,makes full use of financial resources while promoting rural reorganization,and promotes the development of rural finance and agriculture through financial means such as the establishment of relevant financial institutions,the provision of loans,the establishment of agricultural insurance systems,and the introduction of relevant support policies.Rural finance in ROK and Japan embodies the concept of"developmental state"and is a successful example of developmental finance.