对金融支持粮食产能提高情况的调查研究——以松原市为例

Investigation and Research on Financial Support for Grain Production Capacity Improvement--Taking Songyuan City as an Example

随着金融对三农发展的关注度日益提高,金融力量正在支持区域农业生产经营、促进粮食产能增长方面发挥着重要作用,同时也存在着部分问题。通过对松原市开展调研,结果显示:目前存在金融机构支农领域信贷投入积极性不高;农户种植贷款受到缺乏担保物的制约;农村劳动力人口持续流失,金融支持农业科技创新不足;农联社资金成本较高,农村普惠金融支持力度不足等问题,需要进一步优化解决。

With the increasing attention of finance to the development of the three rural areas,financial power is playing an important role in supporting regional agricultural production and operation and promoting the growth of food production capacity,while there are also some problems.Through the research carried out in Songyuan City,the results show that there are problems such as low enthusiasm of financial institutions to support credit input in the field of agriculture;farmers'planting loans are constrained by the lack of collateral;continuous loss of rural labor force population and insufficient financial support for agricultural science and technology innovation;high capital cost of agricultural associations and insufficient rural inclusive financial support,which need to be further optimized and solved.