基于数字普惠金融的智能风控决策体系

Intelligent Risk Control System Based on Digital Inclusive Finance

为了加速浙江农商联合银行数字普惠金融场景下数据要素价值和红利的释放,提出了一种基于数字普惠金融的智能风控决策体系。该体系重点关注数字普惠金融场景下的数据要素管理、特征处理、模型管理、智能决策和态势感知等五大核心能力和功能设计,这将有助于提高金融机构在数字普惠金融场景下的智能风控体系化能力建设。

In order to accelerate the release of data element value and dividend under the digital Financial inclusion scenario of Zhejiang Rural Commercial United Bank,an intelligent risk control system based on digital Financial inclusion was proposed.The system focuses on the five core capabilities and functional design of data element management,feature processing,model management,intelligent decision-making and situation awareness in the digital Financial inclusion scenario,which will help improve the construction of financial institutions'intelligent risk control system in the digital Financial inclusion scenario.