内蒙古数字普惠金融发展的区域差异及相关性研究

Research on Regional Differences and Correlations in the Development of Digital Inclusive Finance in Inner Mongolia

基于2011—2021年北京大学数字普惠金融指数,采用Dagum基尼系数及Moran’s I指数分析了内蒙古数字普惠金融的发展现状、区域差异及空间特征,发现内蒙古数字普惠金融发展水平呈现逐年上升的趋势,但差异仍旧存在,且区域间差异是内蒙古数字普惠金融发展差距的主要来源;内蒙古数字普惠金融发展呈现显著的集聚性,西部地区盟市主要为“高-高”集聚,东部地区盟市主要为“低-低”集聚,对此,政府可以采取差别的扶持政策来促进区域间协调发展。

This paper analyzed the current development status,regional differences and spatial characteristics of digital inclusive finance in Inner Mongolia based on the Peking University digital financial inclusion index from 2011 to 2021,using the Dagum Gini coefficient and Moran’s I index,and it was found that the development level of digital inclusive finance in Inner Mongolia showed a trend of increasing year by year.However,differences still existed and inter-regional differences were the main source of the development gap of digital inclusive finance in Inner Mongolia;The development of digital inclusive finance in Inner Mongolia showed a significant agglomeration,with“high-high”agglomeration in the western leagues and cities and“low-low”agglomeration in the eastern leagues and cities,for which the government can adopt different supporting policies to promote coordinated development between regions.