国密算法在移动支付中的应用研究

Research on the Application of State Secret Algorithm in Mobile Payment

随着现代化技术及信息化技术的高速发展,社会已经进入了全新的发展阶段,这为各行业的发展起到了良好的促进作用,特别是在电子商务越来越成熟的背景下,移动支付作为一种便捷的支付方式,已经在人们的日常生活中得到了较为广泛的应用。然而,由于部分客观因素的影响,使得各类支付安全事件的发生概率逐步提升,这就需要应用国密算法来提高移动支付的安全性与稳定性。文中阐述了传统支付流程存在的安全隐患,分析了支付数据信息加密方式的选择,在此基础上,提出了国密算法在移动支付中的具体应用措施。

With the rapid development of modern technology and information technology,society has entered a new stage of development,which has played a good role in promoting the development of various industries,especially in the context of e-commerce becoming more and more mature,mobile payment As a convenient payment method,it has been widely used in people’s daily life.However,due to the influence of some objective factors,the probability of various payment security incidents has gradually increased,which requires the application of national secret algorithms to improve the security and stability of mobile payments.This paper expounds the security risks existing in the traditional payment process,analyzes the choice of encryption method of payment data information,and on this basis,puts forward specific application measures of the national secret algorithm in mobile payment.