摘要
针对企业对企业(Business-to-Business,B2B)的供应链贸易业务中卖方账期长、资金占压多、无法持续开展业务等问题,文章基于SpringBoot和Vue开发了应收账款融资系统。卖方根据买卖合同发起融资申请,由保理公司放款至卖方资金账户,买方还款优先偿还卖方即将到期的融资借款,以促进贸易,盘活资金,帮助企业增加了3~4倍的业务量,解决了卖方融资困难、融资成本高的问题。
In response to the problems of long seller account periods,high capital pressure,and inability to sustain business in Business-to-Business(B2B)supply chain trade business,the article developed an accounts receivable financing system based on SpringBoot and Vue.The seller initiates a financing application based on the sales contract,and the factoring company disburses funds to the seller's fund account.The buyer prioritizes repayment of the seller's upcoming financing loans to promote trade,activate funds,and help the enterprise increase its business volume by 3~4 times,solving the seller's financing difficulties and high financing costs.
作者
邓清延
张婷
郭赵飞
尚延法
DENG Qingyan;ZHANG Ting;GUO Zhaofei;SHANG Yanfa(Zhengzhou University of Information Technology Research Institute,Zhengzhou Henan 450001,China)
出处
《信息与电脑》
2023年第11期130-133,共4页
Information & Computer
关键词
应收账款融资
保理公司
卖方
借款
还款
利息
accounts receivable financing
factoring companies
seller
loan
Repayment
interest