数字化金融服务乡村振兴的探索研究

Exploration and Research on Digitized Financial Services for Rural Revitalization

建设共同富裕示范区,浙江银行业在乡村振兴战略落地上主动作为。本文立足学界业界既有的研究和实践成果,就“数字化金融服务乡村振兴”这一前沿课题进行深入思考,具体阐述了数字化金融服务乡村振兴战略的意义作用,深入分析了浙江银行业服务乡村振兴的现状及问题,着重指出了抢抓数字化金融赋能乡村振兴的有利时机,全面思考数字化金融赋能乡村振兴的总体思路和实现路径。最后,提出了数字化金融服务乡村振兴的六大具体措施,为“科技驱动、价值创造”数字化金融服务乡村振兴的转型发展之路出谋献策。

As a demonstration area for achieving common prosperity in the country,Zhejiang takes the lead in implementing the rural revitalization strategy and actively assumes a proactive role.Among them,various commercial banks in the province play a crucial role as important channels for social financing.Based on existing research and practical achievements in academia and industry,this article summarizes and analyzes the current situation,shortcomings,and opportunities of the banking industry in supporting the implementation of the rural revitalization strategy in Zhejiang.It deeply reflects on the significance and role of digitized financial services in rural revitalization,thoroughly analyzes the current situation and issues of the banking industry's financial services for rural revitalization in Zhejiang,and emphasizes the advantageous opportunities to seize the digitized financial empowerment of rural revitalization.It comprehensively considers the overall thinking and implementation path of digitized financial empowerment for rural revitalization,and finally puts forward six specifiAs a demonstration area for achieving common prosperity in the country,Zhejiang takes the lead in implementing the rural revitalization strategy and actively assumes a proactive role.Among them,various commercial banks in the province play a crucial role as important channels for social financing.Based on existing research and practical achievements in academia and industry,this article summarizes and analyzes the current situation,shortcomings,and opportunities of the banking industry in measures for digitized financial services to contribute to the transformation and development of"technologydriven,value creation"in rural revitalization.