绿色信贷对内蒙古自治区产业结构优化影响的实证研究

Empirical Study on the Impact of Green Credit on the Optimization of Industrial Structure in Inner Mongolia Autonomous Region

内蒙古自治区在优化调整产业结构上,在实现碳达峰、碳中和目标上,仍面临着诸多困难和挑战。为研究绿色信贷政策的实施对内蒙古自治区产业结构优化升级的影响,在梳理国内学者研究的基础上,分别分析绿色信贷对产业结构优化升级的影响机理和内蒙古自治区产业结构和绿色信贷发展现状。基于自治区12个盟市面板数据,对绿色信贷与自治区产业结构之间的关系进行实证研究。结果表明:绿色信贷能够促进自治区产业结构优化升级,但对不同区域的促进作用有所差异;绿色信贷对第二产业、第三产业发展分别显现出正向促进和负向抑制作用。最后提出完善绿色信贷政策体制机制、加强金融机构绿色信贷融资机制、强化区域研发能力及技术创新机制的政策建议。

The Inner Mongolia Autonomous Region is still facing many difficulties and challenges in optimizing and adjusting its industrial structure and in achieving the goal of carbon neutrality at peak carbon.In order to study the impact of the implementation of green credit policy on the optimization and upgrading of industrial structure in Inner Mongolia Autonomous Region,on the basis of the research of domestic scho-lars,the impact mechanism of green credit on the optimization and upgrading of industrial structure,as well as the current situation of industrial structure and green credit development in Inner Mongolia Autonomous Region are analyzed.Based on the panel data of 12 leagues and cities in the autonomous region Inner Mongolia,an empirical study on the relationship between green credit and the industrial structure of the autonomous region is conducted.Research has shown that green credit can promote the optimization and upgrading of industrial structure in autonomous regions,but its promoting effect varies among different regions;Green credit has shown positive and negative inhibitory effects on the development of the secondary and tertiary industries respectively.Finally,policy recommendations are proposed to improve the green credit policy system and mechanism,including strengthening the green credit financing mechanism of financial institutions,and strengthening regional research and development capabilities and technological innovation mechanisms.