摘要
在中国人口老龄化程度不断加深的情形下,发展商业养老保险、完善第三支柱迫在眉睫。本文以中国智网(CNKI)数据库里的学术期刊为样本来源,使用citespace计量分析软件对我国商业养老保险研究进行文献计量和可视化分析,研究表明:(1)商业养老保险领域研究起步较晚,近20年内发文量呈现整体增长的状态。(2)发文量上核心作者产出较多,但未形成核心作者群,研究者之间合作发文情况较少,专业研究商业养老保险领域的团队较少。(3)研究机构大都分布在大学的经管类院系或经管类高校,但机构之间普遍缺乏合作。(4)从关键词分析来看,“商业保险”、“养老保险”、“第三支柱”、“企业年金”、“养老金融”等是国内商业养老保险领域的热点研究。商业养老保险领域前三大聚类主题分别是:商业保险(#0)、农村(#1)、企业年金(#2)。目前研究趋势主要划分三个阶段:缓慢萌芽期(2004-2016年)、增长绸缪期(2017-2021年)和制度建设期(2022年至今)三个阶段。
Under the situation of the deepening aging of the Chinese population,it is urgent to develop commercial endowment insurance and improve the third pillar.Taking the academic journals in the CNKI database as the sample source,this paper uses citespace econometric analysis software to conduct bibliometric and visual analysis of China's commercial endowment insurance research,and the results show that:(1)The research in the field of commercial endowment insurance started late,and the number of articles published in the past 20 years showed an overall growth state.(2)In terms of the number of publications,the core authors have more outputs,but no core author group has been formed,there are fewer cooperative publications between researchers,and fewer teams specializing in the field of commercial pension insurance.(3)Most of the research institutions are distributed in the economics and management departments of universities or universities of economics and management,but there is a general lack of cooperation between institutions.(4)From the perspective of keyword analysis,"commercial insurance","endowment insurance","third pillar","enterprise annuity","endowment finance",etc.are hot researches in the field of domestic commercial endowment insurance.The top three clustering themes in the field of commercial endowment insurance are:commercial insurance(#0),rural(#1),and enterprise annuity(#2).At present,the research trend is mainly divided into three stages:slow embryonic period(2004-2016),growth period(2017-2021)and institutional construction period(2022-present).
作者
刘琛
王文棣
Chen Liu;Wendi Wang(College of Management,Gansu Agricultural University,Lanzhou,Gansu,730070,China)