数字金融对资源型城市经济增长的影响

The Impact of Digital Finance on the Economic Growth in Resource-based Cities

构建固定效应模型及中介效应模型分析2011—2020年数字金融对中国资源型城市经济增长的影响及作用路径,并从地理位置和经济发展水平两个角度进行异质性分析。研究表明:数字金融显著促进资源型城市经济增长;刺激居民消费是数字金融促进资源型城市经济增长的重要渠道;数字金融对资源型城市经济增长存在地理位置及经济发达异质性。最后,为资源型城市在转型关键期恰当运用数字金融工具推动经济持续发展提供政策建议。

A fixed effect model and a mediation effect model were built to analyze the impact of digital finance on China's resource-based cities’economic growth from 2011 to 2020 and its action path,and heterogeneity analysis was made from the perspective of geographical location and economy level.Results show that digital finance significantly promotes economic growth in resource-based cities.Stimulating residents’consume is an important channel for digital finance to promote economic growth in resource-based cities.Digital finance has heterogeneity in geographical location and economic development for the economic growth of resource-based cities.Finally,policy recommendations for resource-based cities to appropriately utilize digital finance tools to promote sustainable economic development during the critical period of transformation had been provided.