摘要
债券违约常态化和外部评级失真的背景下,传统的依赖人工经验的风控模式已无法满足信用风险管理的需要。本文在对用户进行需求调研的基础上,对债券信用分析系统的总体设计、内外部接口、系统架构等模块进行分析,建立高效、可靠的内部信用评级体系,为债券投资提供参考与指导。
Against the backdrop of normalized bond defaults and distorted external ratings,the traditional risk control model that relies on manual experience can no longer meet the needs of credit risk management.On the basis of conducting user demand research,this article,analyze the overall design,internal and external interfaces,system architecture,and other modules of the bond credit analysis system,establish an efficient and reliable internal credit rating system,provide reference and guidance for bond investment.
作者
戴敏
李志勇
DAI Min;LI Zhiyong(Hubei Industrial Polytechnic,Shiyan Hubei 442000;China Securities Shuzhi Technology(Shenzhen)Co.,Ltd,Wuhan Branch,Wuhan Hubei 430070)
出处
《软件》
2023年第9期169-171,共3页
Software
关键词
债券
信用系统
设计
bonds
credit system
design