大学生在电信网络诈骗中的心理分析与防范机制研究

Psychological Analysis and Prevention Mechanism of College Students in Telecom Network Fraud

在信息和通信技术的现代化推动下,电信网络诈骗手段智能化、对象精准化、分工明确化、人员跨境化态势明显。大学生受“刻板效应”影响产生盲从心理,受“登门槛效应”影响产生趋利心理,受“沉没成本效应”影响产生避害心理,进而逐步落入骗局,遭受损失。高校是立德树人主阵地,需建立和完善识别、预警、干预和反馈机制,防范电信网络诈骗,创建无诈校园。

Driven by the modernization of information and communication technology,telecom network fraud methods are intelligent,the object is precise,the division of labor is clear,and the personnel is cross-border.Influenced by the“stereotype effect”,college students have the psychology of blindly following,influenced by the“threshold effect”,there is a tendency towards profit,and influenced by the“sunk cost effect”,college students have the psychology of avoiding harm,and then gradually fall into the scam and suffer losses.Colleges and universities are the main positions of fostering virtue,it is necessary to establish and improve the identification,early warning,intervention and feedback mechanism,prevent telecom network fraud,and create a fraud-free campus.