“气象+保险”打造农业保险新模式

"Meteorology Plus Insurance"Creating a New Model of Crop Insurance

当前气候变化加剧,自然灾害的频发给我国农业生产带来了严重的损失。农业气象指数保险克服传统农业保险的缺点,打造出“气象+保险”的农业保险新模式。在分析农业气象指数保险的优势及发展现状的基础上,根据农业指数保险的应用流程,指出现阶段农业指数保险面临的问题并提出相关发展建议,旨在为推动农业保险高质量发展,助力乡村振兴提供理论支持与思路。

The current climate change is intensifying.Frequent natural disasters have brought serious losses to China's agricultural production.Agricultural meteorological index insurance overcomes the shortcomings of traditional agricultural insurance and creates a new agricultural insurance model of"meteorology plus insurance".On the basis of analyzing the advantages and development status of agricultural meteorological index insurance,according to the application process of agricultural index insurance,this paper points out the problems faced by agricultural index insurance at the emerging stage and puts forward relevant development suggestions,aiming at providing theoretical support and ideas for promoting the high-quality development of agricultural insurance and rural revitalization.