区块链赋能国际供应链金融风险管理的应用——以中国银行提供的解决方案为例

Application of Blockchain Technology in Financial Risk Management of International Supply Chain— A Case Study on the Solution Provided by Bank of China

随着国际经济融合度提升,供应链金融迎来蓬勃发展,但相应的风险管理还存在着贷款后及外部管理意识淡薄、操作风险管理水平低、风险管理机构冗余以及缺乏信息共享机制等诸多问题。以中国银行提供的供应链金融解决方案为例,介绍其运作流程,并运用三方博弈模型进行效果分析,结果表明,通过区块链技术的应用可以大幅度提高违约成本,从而降低各信用主体的违约概率。

Due to the improvement of international economic integration,the global supply chain finance has ushered in vigorous development,and the corresponding risk management issues have gradually been paid attention to.Take the solution of supply chain finance provided by Bank of China as an example,introduce its operational process,analyze the possible risks and management countermeasures of blockchain technology.By combination of three-party game model,the conclusion shows that the application of blockchain technology can greatly improve the default cost and reduce the default probability of each credit subject.