苏南C市非法金融活动防范困境及金融社会工作介入研究

Research on the Dilemma of Precautionary Checks against Illegal Financial Activities and the Intervention of Financial Social Work in C City in South Jiangsu

苏南C市金融监督管理局、公安局、综治委等有关部门在开展非法金融活动防范工作过程中,存在着专业人员短缺、经费不足、风险提示滞后、宣传效果不佳以及不能有效提高公众金融风险防范意识和识别非法金融活动能力等困境。而金融社工服务对象基本能覆盖C市防范非法金融活动宣传对象,且服务议题包含了对金融脆弱主体的金融保护和金融能力建设等,再加上C市众多金融社会工作机构和专业志愿者所具有的覆盖面广、专业性强、信息了解及时等优势,使得金融社工能有效缓解政府各机构在防范非法活动中所遇到的诸多困境,真正能助力相关部门达到有效防范非法金融活动的目的。

In the process of carrying out the prevention of illegal financial activities,the relevant departments of the Financial Supervision and Administration Bureau,the Public Security Bureau and the Comprehensive Political Commission of C City in south Jiangsu have met many difficulties,such as shortage of professionals,insufficient funds,lag of risk warning,poor publicity effect,and the inability to effectively raise public awareness of financial risk prevention and identify illegal financial activities.The service objects of financial social work can basically cover the propaganda objects of preventing illegal financial activities in C City,and the service topics include financial protection and financial capacity construction of financially vulnerable subjects.In addition,many financial social work institutions and professional volunteers in C City have the advantages of wide coverage,strong professionalism and timely information understanding,so that financial social work can effectively alleviate many difficulties encountered by government agencies in preventing illegal activities,and truly help relevant departments to achieve the purpose of effectively preventing illegal financial activities.