数字普惠金融对我国农业经济韧性的影响研究

Research on the Impact of Digital Inclusive Finance on the Resilience of China's Agricultural Economy

发展数字普惠金融,可以有效增强农业经济韧性。基于我国省级面板数据,研究数字普惠金融对农业经济韧性的影响效应及其作用路径。结果表明:数字普惠金融对农业经济韧性具有正向促进作用,且存在负向空间溢出效应;数字普惠金融发展通过农村产业高级化,强化农业经济韧性;数字普惠金融对农业经济韧性的作用,受地区经济发展水平和农业经济韧性发展程度的影响。基于此,应围绕加强数字化基础建设、推动农村产业转型、消弭数字鸿沟等方面,发挥数字普惠金融对农业经济韧性的提升作用。

Developing digital inclusive finance can effectively enhance the resilience of the agricultural economy.Based on provin-cial-level panel data in China,this study investigates the impact of digital inclusive finance on agricultural economic resilience and its path-ways of action.The results indicate that digital inclusive finance has a positive promoting effect on agricultural economic resilience,and there is a negative spatial spillover effect;The development of digital inclusive finance strengthens the resilience of the agricultural economy through the advancement of rural industries;The role of digital inclusive finance in the resilience of agricultural economy is influenced by the level of regional economic development and the degree of resilience of agricultural economy.Based on this,the role of digital inclusive finance in enhancing the resilience of agricultural economy should be focused on strengthening digital infrastructure,promoting rural indus-trial transformation,and bridging the digital divide.