平台经济对青年灵活就业人员参加基本医保的积极作用及机制研究

Research on the Mechanism of Platform Economy Promoting Basic Medical Insurance Participation of Young Informal Employees

目的:探究互联网平台经济的发展对青年灵活就业人员参加医疗保险的影响,为我国医疗保险精准扩面提供助力。方法:依据中国劳动和社会保障科学研究院课题组关于灵活就业人员的全国调研数据,选取其中的青年群体样本,采用logit回归模型及PSM-logit,使用Stata 16.0进行统计分析。结果:通过互联网平台就业有助于青年灵活就业人员了解更多医疗保险信息,从而促进其参保。这一效应在促进职工医保参保方面更加显著,该群体通过了解医疗保险信息实现参保的可能性比不了解相关信息的高出9.8%。结论:提高青年灵活就业人员参保率,实现医疗保险精准扩面,需要政府加大宣传力度并以灵活的方式解决其参保问题。

Objective:The paper explores the impact of the development of platform economy on medical insurance coverage of young informal employees,in order to provide assistance for the accurate expansion of healthcare security in China.Methods:Based on the national survey data of informal employment by the research group of Chinese Academy of Labour and Social Security,we selected samples aged under 45,the logit regression model and PSM logit was used,Stata 16.0 was applied for for statistical analysis.Results:Employment through Internet platforms helps informal employees acquire more medical insurance information,thereby promoting their participation in medical insurance.This effect is more significant in promoting employees’basic medical insurance participation,with informal employees who acquire information about medical insurance being 9.8%more likely to participate in employees’basic medical insurance than those who do not.Conclusion:To improve the insurance coverage of young informal employees and achieve the accurate expansion of healthcare security,the government needs to strengthen publicity with more flexible methods to cope with the insurance coverage of this group.