数字普惠金融、农业技术创新与农业经济发展

Digital Financial Inclusion,Agricultural Technology Innovation and Agricultural Economic Development

选取我国31个省(自治区/直辖市)2011-2021年面板数据,运用固定效应、中介效应和门槛效应模型,考察数字普惠金融对农业经济发展的影响机制。研究发现:数字普惠金融能够显著提升农业经济发展,并且可以通过促进农业技术创新来推动农业经济发展;数字普惠金融对农业经济发展存在自身门槛效应,并在突破门槛值时推动作用显著增强。进一步进行异质性分析得知,数字普惠金融对产销平衡区和共同富裕度第三、四梯队区域的效果更强。因此,我国应持续大力发展数字普惠金融,增加数字普惠金融对农业技术创新的支持力度,推进数字普惠金融区域差异化发展。

Select the panel data of 31 provinces(autonomous regions or municipalities)directly under the Central Government of China from 2011 to 2021,this paper uses the fixed effect,intermediary effect and threshold effect models to investigate the impact of digital inclusive finance on agricultural economic development and its mechanism.Research has found that digital inclusive finance can significantly contribute to the development of agricultural economy,and can promote agricultural technological innovation to promote agricultural economic development;Digital inclusive finance still has its own threshold effect on the development of agricultural economy,and its driving effect significantly increases when it breaks through the threshold value;In heterogeneity analysis,digital inclusive finance has a stronger effect on the production and sales balance zone and the third and fourth echelons of common prosperity.Based on this,China should continue to vigorously develop digital inclusive finance,increase its support for agricultural technology innovation,and promote regional differentiation of digital inclusive finance.