混合共同担保内部追偿的确定及法律规制

The Determination and Legal Regulation of Internal Recovery in Mixed Joint Guarantee

混合共同担保内部追偿历来存在“否定说”和“肯定说”两大争议。《民法典》颁布之后,司法解释对混合共同担保有了进一步明确,厘清了当事人在有无约定情况下的混合共同担保内部追偿问题。文章充分肯定了混合共同担保内部追偿所具备的符合担保人意思自治原则、可有效杜绝权利滥用、不违背法律效率性原则等价值,并对混合共同担保内部追偿份额进行计算,提出混合共同担保内部追偿权的行使方式及一次性使用策略。

There have always been two major controversies regarding the internal recovery of mixed joint guarantees,namely the“negation theory”and the“affirmation theory”.After the promulgation of the“Civil Code”,judicial interpretations further clarified the issue of internal recovery of mixed joint guarantee by the parties in the absence of an agreement.The article fully affirms the value of internal recovery rights in mixed joint guarantee,which conforms to the principle of guarantor autonomy,can effectively prevent abuse of rights,and does not violate the principle of legal efficiency.It also calculates the share of internal recovery rights in mixed joint guarantee,proposes the exercise method and one time use strategy of internal recovery rights in mixed joint guarantee.