动态质押设立问题研究——以《担保制度解释》第55条为中心

Research on the Establishment of Dynamic Pledge——Based on Article 55 of“Interpretation of the Guarantee System”

动态质押作为现代物流金融的核心具有动态的担保结构。质押合同对质押财产的概括描述不违反客体特定原则。实际控制是动态质押中“交付”的具体含义,应结合不同质押监管模式分别把握。在质权未设立的情况下,质权人可以请求出质人承担违约责任,也可以请求监管人承担责任。监管人责任是独立的违约责任,既不是连带责任,也不是补充责任。

Dynamic pledge,as the core of modern logistics finance,has a dynamic guarantee structure.The general description of the pledged property in the pledge contract does not violate the principle of object specificity.Actual control refers to the specific meaning of“delivery”in dynamic pledge,which should be grasped separately in combination with different pledge supervision models.In the absence of a pledge,the pledgee may request the pledgor to assume liability for breach of contract,or may request the supervisor to assume responsibility.Regulatory liability is an independent breach of contract liability,neither joint nor supplementary.