深圳市巨灾保险落地效果抽样调查研究

A Sampling Survey Research on the Implementation Effect of Catastrophe Insurance in Shenzhen City

巨灾保险体系是城市巨灾风险管理工作的重要组成部分,在减轻巨灾所带来的影响和损失上发挥了举足轻重的作用,加强巨灾保险体系建设及其落地程度可使城市经济稳定、社会韧性提升。现行深圳市巨灾保险制度发展稳定,势头较好,该文针对深圳市巨灾保险制度进行抽样调查分析巨灾保险体系建设实施效果。同时将深圳市与国内其他典型城市进行对比研究,并结合调查数据结果分析目前实施工作的不足之处并提出优化策略,旨在推动深圳市巨灾保险体系健康运行。

The catastrophe insurance system is an important part of urban catastrophe risk management,playing a crucial role in reducing the impact and losses caused by disasters.Strengthening the construction and implementation level of the catastrophe insurance system can promote urban economic stability and enhance social resilience.The current catastrophe insurance system in Shenzhen has developed steadily and shows a good momentum.we analyze the implementation effect of the catastrophe insurance system in Shenzhen City by conducting a sample survey.At the same time,we compare Shenzhen with other typical cities in China,and analyze the shortcomings of the current implementation and proposes optimization strategies with the results of the survey data,aiming to promote the healthy operation of the catastrophe insurance system in Shenzhen.