农业保险在农产品贸易中的信用保障机制

The Credit Protection Mechanism of Agricultural Insurance in Agricultural Product

随着全球经济的发展和农业经济规模的扩大,农产品贸易作为农业经济的重要组成部分,面临着较为严重的信用风险,影响着农民和涉农企业的经济利益,甚至整个农产品供应链。基于此,将农业保险应用在农产品贸易中可以减轻农民和涉农企业经营风险,提供贷款担保,以及保证产品质量和安全。本文针对农业保险在农产品贸易中的信用保障机制展开探究,以期为相关领域人员提供理论参考。

With the development of the global economy and the expansion of the agricultural economy,agricultural product trade,as an important component of the agricultural economy,faces serious credit risks,affecting the economic interests of farmers and agricultural enterprises,and even the entire agricultural product supply chain.Applying agricultural insurance in agricultural product trade can reduce the operational risks of farmers and agricultural enterprises,provide loan guarantees,and ensure product quality and safety.On that basis,this article explores the credit protection mechanism of agricultural insurance in agricultural product trade,in order to provide theoretical reference for personnel in related fields.