基于AHP-FCE模型的我国中小上市银行可持续发展能力分析

Analysis of the Sustainability of Small and Medium-sized Listed Banks in China Based on the AHP-FCE Model

选取典型的中小上市银行作为研究对象,采用AHP-FCE评价模型,从风险水平、盈利能力和发展能力三个维度,对其可持续发展能力进行测度和分析。研究结果显示:总体上,我国中小上市银行发展具有一定的可持续性。分维度看,发展能力和盈利能力对中小上市银行的可持续发展贡献较大,而风险因素制约了中小上市银行可持续发展,这表明中小上市银行在盈利性和安全性方面存在失衡。

Taking typical small and medium-sized listed banks as the research subjects,this study employs the AHP-FCE evaluation model to measure and analyze their sustainable development capacity from three dimensions:risk level,profitability,and development capacity.The results indicate that,overall,small and medium-sized listed banks in China exhibit certain sustainability in their development.However,in terms of dimensions,development capacity and profitability contribute significantly to the sustainable development of these banks,while risk factors limit their sustainability,indicating an imbalance between profitability and security for these banks.