甘肃省农村信贷助推一二三产业融合机制探讨

Exploring the Mechanism of Rural Creditin in Gansu Province to Promotethe Integration of Primary, Secondary and Tertiary Industries

实施乡村振兴,产业振兴是重中之重。实践证明,发展产业是有效振兴乡村的关键。本文阐述农村信贷对农村一二三产业融合的影响,分析甘肃省在农村信贷助推一二三产业融合方面存在的农村产业信贷供给与需求错位、农村信贷服务环境不完善、资金外流、新型农业经营主体发展动力不足等问题,提出加强产业信贷产品的创新、完善金融服务环境等相关对策,以期能以较低成本促进本地产业融合,带动农村经济发展,提高农民生活水平。

The implementation of rural revitalization,industrial revitalization is the top priority.Practice has proved that industry is an effective way to revitalize rural areas.This paper expounds the impact of rural credit on the integration of rural primary,secondary and tertiary industries,analyzes the problems of rural industrial credit supply and demand misalignment,imperfect rural credit service environment,capital outflow,and insufficient development momentum of new agricultural business entities in Gansu Province,during the process of promoting the integration of three industries.In order to drive the integration of local industries at a lower cost,take further step of the development of rural economic and improve the living standards of farmers,the paper puts forward relevant countermeasures such as strengthening the innovation of industrial credit products and elevating the financial service environment,etc.