浙江省数字普惠金融发展对农民收入影响研究

An Empirical Study on the Impact of Digital Inclusive Finance Development on Farmers’Income in Zhejiang Province

近年数字经济发展迅速,中央一号文件多次强调需要加大对农村地区金融服务支持。本文基于2011-2020年浙江省11州市面板数据与北京大学数字普惠金融指数,进行面板模型回归。研究得出,数字普惠金融发展对提高农民收入具有显著促进作用,产业结构、地区经济发展水平、城镇化水平、政府财政支持亦会不同程度产生影响。基于此,文后就发展数字普惠金融提出相关的政策建议,以期进一步提高农民收入、贯彻乡村振兴战略。

With the rapid development of the digital economy in recent years,the Central No.1 document has repeatedly emphasized the need to increase financial service support in rural areas.Based on the panel data of 11 cities in Zhejiang Province from 2011 to 2020 and the digital financial inclusion index of Peking Uni-versity,this paper conducts a panel model regression.The study concluded that the development of digital inclusive finance has a significant role in promoting farmers'income,and the industrial structure,re-gional economic development level,urbanization level,and government financial support all have different degrees of impact.Based on this,this paper puts forward relevant policy recommendations to develop digital inclusive finance,in order to further increase farmers'income and implement the rural revitalization strategy.