盘锦市长期护理保险制度试点经验与思考

Pilot experience and thinking of long-term care insurance system in Panjin City

目的:了解盘锦市长期护理保险制度试点运行状况,为完善辽宁省和全国长期护理保险制度提供思路和参考依据。方法:通过系统梳理盘锦市长期护理保险的保障内容、资金筹集、待遇给付等政策,并结合我国实际情况参考其他试点城市,提出改进意见。结果:通过梳理分析后发现,盘锦市长期护理保险制度筹资渠道单一,参保范围及保障对象覆盖面小,支付服务内容不具体,评估体系不够完善。结论:应建立长期护理专项基金,扩大政策覆盖人群,建立科学、合理的评估体系。

Objective:To understand the pilot operation status of long-term care insurance system in Panjin City,and provide ideas and reference basis for improving the long-term care insurance system in Liaoning Province and the whole country.Methods:The protection content,fund raising,and treatment payment policies of long-term care insurance in Panjin City was systematically sorted out.And referring to other pilot cities combined with the actual situation in China,improvement suggestions were put forward.Result:After sorting and analyzing,it was found that the long-term care insurance system in Panjin City had a single financing channel,a small coverage of insurance coverage and insured objects,an unspecified payment service content,and an incomplete evaluation system.Conclusion:A long-term care special fund should be established,policy coverage should be expanded,and a scientific and reasonable evaluation system should be established.