数字普惠金融在农业智慧化中的作用——基于技术创新的中介作用和农业经营规模的调节作用

The Role of Digital Inclusive Finance in Agricultural Intelligence:Based on the Intermediary Role of Technological Innovationand the Regulating Role of Agricultural Operation Scale

通过构建农业智慧化水平指标,利用双重固定效应模型,就数字普惠金融对智慧农业的作用进行了实证检验。研究发现,从直接作用机制看,数字普惠金融有利于智慧农业发展;从间接作用机制来看,技术创新在数字普惠金融对智慧农业发展的影响中产生了部分中介作用;农业经营规模在其中起到了调节作用。异质性分析发现,数字普惠金融对智慧农业的发展存在区域异质性和维度异质性。

By constructing the index of agricultural intelligence level and using the dual fixed effect model,this paper empirically tests the effect of digital inclusive finance on smart agriculture.The findings are as follows.From the perspective of direct mechanism,digital inclusive finance has a significant positive promoting effect on smart agriculture.From the perspective of indirect mechanism,technological innovation plays a partial intermediary role in the impact of digital inclusive finance on the development of smart agriculture;The scale of agricultural operation plays a moderating role.Heterogeneity analysis found that digital financial inclusion has regional and dimensional heterogeneity on the development of smart agriculture.