数字普惠金融对我国西部地区经济高质量发展的影响研究

Research on the Influence of Digital Inclusive Finance on the High-quality Economic Development in Western China

本文基于我国西部地区11个省份(西藏除外)①2011-2020年的面板数据,研究数字普惠金融对西部地区经济高质量发展的影响关系。首先从绿色、创新、协调、共享和开放五个角度出发,利用熵权法测度我国西部地区11个省份的经济高质量发展水平,发现西部地区经济高质量发展水平存在区域差异,陕西、重庆等地经济高质量发展水平较高,新疆、青海等地经济高质量发展水平较低。然后利用得到的水平指数建立与数字普惠金融的面板回归模型。分析回归结果发现:数字普惠金融对经济高质量发展水平的影响系数显著为正,说明数字普惠金融能够显著促进西部地区经济高质量发展;不同区域的回归系数存在差异,表明数字普惠金融对西部地区经济高质量发展的促进存在区域异质性差异。西部省份可以加大数字普惠金融各方面的发展力度,以期提升经济高质量发展水平,但是各个省份应针对自身情况采取不同的发展策略。

Based on the panel data of 11 provinces in western China from 2011 to 2020,this paper studies the impact of digital inclusive finance on high-quality economic development in western China.Firstly,from the perspectives of green,innovation,coordination,sharing and opening up,the entropy weight method is used to measure the high-quality economic development level of 11 provinces in western China(except Tibet).It is found that there are regional differences in the high-quality economic development level of western China.Shaanxi and Chongqing have a higher level of high-quality economic development,while Xinjiang and Qinghai have a lower level of high-quality economic development.Then a panel regression model with digital financial inclusion is established using the level index obtained.The regression results show that the influence coefficient of digital inclusive finance on high-quality economic development level is significantly positive,indicating that digital inclusive finance can significantly promote high-quality economic development in western provinces.The regression coefficients of different regions are different,indicating that digital financial inclusion has regional heterogeneity in promoting high-quality economic development in western China.The western provinces can strengthen the development of digital inclusive finance in all aspects in order to improve the level of high-quality economic development,but each province should adopt different development strategies according to its own situation.